# Innovative Staking + Lending Combination

DegenVerse combines staking and lending to offer more flexible asset management strategies, reducing risks and increasing returns.

1. **Leveraged Yield Strategy**

* **Recursive Lending:** Users can stake Memecoins, receive stMemecoin, then use stMemecoin to borrow more assets, amplifying their capital and boosting potential returns.
* **Smart Arbitrage:** Borrow at lower rates on DegenVerse to invest in other high-yield DeFi platforms, earning a spread on interest rates.

1. **Non-Liquidation Liquidity Management**

* I**ntelligent Collateral Expansion:** During major market swings, the system automatically adjusts collateral to reduce the risk of liquidation when prices fall.
* **Automated Debt Management:** Users can choose to auto-pay loan interest, avoiding liquidation due to accumulated interest.


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